Buy a Ferrari several million euros to resell it for even more a few years later: on paper, the deal may seem appealing. But for this Spanish entrepreneur, who put practically all his money into a Ferrari Monza SP2, ...the investment has become a real source of anxiety—so much so that it wakes him up every night at 3:00 a.m.
It all starts with a Ferrari Monza SP2, one of the most exclusive models ever produced by the Italian automaker. It’s a car that collectors are clamoring for, and its value has risen significantly since it went on sale. For a professional specializing in luxury cars, the opportunity was too good to pass up. But first, he had to come up with the necessary funds. Because this Ferrari represents a colossal investment: nearly 4 million euros, including taxes and fees. This amount forced the buyer to take on unusual financial risks.
He's borrowing money from everywhere to buy that Ferrari
The story was told in a video posted on Facebook by Emprendimiento Clip. During a conversation with entrepreneur José Elías, an automotive professional explained that he had completed the biggest deal of his career. To raise the necessary funds, he didn’t hesitate to tap into virtually all of his resources. «I asked everyone for loans,» he confides, also mentioning several mortgages he took out to finance the purchase. His goal, however, is not to enjoy driving this Ferrari on the road. This is an investment intended to generate significant capital gains.
And the features of this Monza SP2 partly explain this bold move. Unveiled in 2018, this two-seater barchetta belongs to the prestigious Icona family. With only 499 units produced—including the SP1—it is powered by a naturally aspirated V12 engine producing 810 ch, capable of propelling it from 0 to 100 km/h in 2.9 seconds. Originally priced at around 1.6 million euros, it is now worth considerably more.
An investment that keeps him up at night
The thing is, owning such a rare Ferrari doesn’t guarantee that you’ll find a buyer right away. With only 30 kilometers on the odometer, this particular car is especially desirable. But several million euros remain tied up until the transaction is finalized.
«I still can’t sleep at night,» the entrepreneur admits. «I wake up at three in the morning thinking about inventory. » The situation is all the more stressful because the amounts involved far exceed what he was used to handling. To justify his investment, he compares this Ferrari to a work of art: «It’s a Picasso.»
Two million euros in profit in five years?
According to his estimates, holding onto this Monza SP2 for five or six years could allow him to realize a capital gain of close to 2 million euros. But the market for collectible Ferraris remains unpredictable. The latest transactions recorded by Italpassion, in fact, show significant price variations.
A 2021 Monza SP2 sold for $4.95 million in the United States in March 2026, while another 2022 model sold for $2.53 million in Abu Dhabi in December 2025. But rarity alone is not enough to guarantee a return on investment. Condition, mileage, configuration, and—above all—the presence of a buyer willing to pay the asking price remain decisive factors. The entrepreneur hopes he has landed the deal of a lifetime. But while he waits to find a buyer, his multi-million-euro Ferrari is already costing him something precious: his sleep.
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